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Zopa is a marketplace for Social Lending and is administered by the worlds first borrowing exchange.

Zopa was created by the core team that created Egg.com and is backed by Benchmark Capital who are the people who backed eBay.

Features include:

• Borrow as much as £25,000
• Fantastic rates
• Online application
• No early redemption penalties
• You can choose the rate at which you wish to borrow
• No missed repayment fees
• No middleman, no banks involved

Compare the best deals in unsecured personal loans by UK providers online now.

http://uk.zopa.com/ZopaWeb/public/loans/personal-loan.html#

Zopa is a borrowing and lending exchange as a Zopa member, you can choose to be a borrower or a lender, or even both. If you take out a Zopa Unsecured Loan,

you could be borrowing from a professional, pensioner, student or entrepreneur. Zopa is a well-regulated and secure way to borrow.

Zopa stands for Zone of Possible Agreement and refers to the overlap between the lowest amount a lender is prepared to get for something and the highest

amount the borrower is prepared to pay.

Zopa interest rates are agreed on by its lenders. You will pay a fee of 0.5% of the loan up front, and Zopa will perform a strict credit check. You cannot

borrow from Zopa if you earn less than £25,000 a year, have any CCJs or tons of unsecured debts. You will also find it hard to get a Zopa Personal Loan if

you’ve had trouble making bill payments in the past.